Apply for Flexi-Fi online using any mobile device and enjoy a no fuss application process which is simple and quick – you can receive a credit decision in minutes!

To access Flexi-Fi, there's a €35 application fee paid up front upon approval and a €3.50 monthly account keeping fee to run your account. These fees are included and itemised on the payment schedule. You remain in complete control and know everything up front – no hidden fees or charges.

"Flexi-Fi is available in a number of retailers across Ireland and already has had hundreds of successful applicants."


It’s all about you – you’re in total control. You select the goods; You select the amount; You have full access to your Flexi-Fi account via your very own self-serve portal. You can even pay out your purchase early without any additional fees or charges. Like we said, it’s all about you!

Flexi-Fi like to know their customers so to apply, you complete a simple, quick and easy online application form on your mobile phone or mobile device. Apply from home, at the office or in-store – it’s your choice .

Please make sure that you are NOT using Internet Explorer when applying.

There’s an application fee paid up front upon approval and a monthly fee to run your account. These fees are included in your credit and payment schedules; itemised on your payment schedule so you know exactly how much you are paying. Providing you stick to your payment schedule, you know exactly how many payments you need to make and the total amount payable throughout your Flexi-Fi payment term.

Special Interest Rates apply depending on what you want to purchase and may vary by retailer so best to check in store for the best Flexi-Fi rate.

Flexi-Fi likes to keep in touch so will send you SMS messages and emails throughout your application and time with us. Having a mobile phone number and email address is required to enjoy the benefits of Flexi-Fi.

To apply for Flexi-Fi, all you need is a valid email address, your mobile phone number and meet the following minimum criteria:

  • Be at least 21 years of age

  • Be an Irish citizen or permanent resident of Ireland

  • Earn a minimum taxable income of €21,000 per year

  • Have a current credit / debit card and a Photo ID

  • Have a good credit history

During your Flexi-Fi assessment, we may ask you to provide additional documents such as a recent bank statement, utility bill or payslip to support your application.

Once we have all we need, you’ll receive a credit decision within minutes! It’s that simple!



Q: What is the minimum credit limit that we can offer a customer who wants to use finance?

A: The minimum credit limit a customer can utilise is €750

Q: What is the maximum credit limit that we can offer a customer who wants to use finance?

A: The maximum credit limited a customer can utilise is €15,000

Q: What is the interest rate?

A: Currently it's 6.99%

Q: How long will approval take?

A: Typically the Flexi-fi approval can be processed within 10 minutes.

Q: Can I do a joint application?

A: No, you’ll need to enter your own income, expenses and personal information.

Q: What docs will be required?

A: The application is completed online, and during this process you’ll be asked to upload a photo ID – we can accept a passport, driver’s license and Garda Age Card.

If your application is assessed by a credit officer, they may request additional documentation from you, but generally this would only be a recent bank statement or payslip.

If you have been approved, you won’t need to bring any documentation with you to complete your purchase. All you will need is your mobile phone and a valid credit/debit card to set up the repayment facility.

*Within business hours. Outside of business hours, assessment times may be greater

Q: Do I need a deposit or down payment?

A: No, you do not need to pay a deposit; however, an application fee of €35 will be required at time of purchase. You may also make an upfront payment to the account if you wish.

*Fee's, terms and conditions, and minimum credit criteria apply. Subject to assessment and approval.

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